RecoverOps

RecoverOps  /  Quality and compliance

Section 07

Two separate scores. One of them has no tolerance at all.

A call can be an excellent piece of collecting and still be a compliance failure, and when it is, the compliance result is the one that counts.

CategoryMetricStandardConsequence
ComplianceConduct score across audited calls100 — no toleranceBreach investigation; incentive suspended for the quarter
ComplianceDisclosure present and complete on first contact100%Any miss is a serious breach
ComplianceCalls placed inside the permitted window100%Any miss is a serious breach
ComplianceContact frequency inside the limit100%Dialler-enforced; a manual override is a breach
ControllableCall quality score≥ 90Directly service-levelled
ControllableDisposition accuracy against the recording≥ 98%Directly service-levelled
ControllableLogin adherence to roster≥ 95%Directly service-levelled
InfluenceableRight-party contacts per productive hour3.5–5.5Tracked; joint action plan against the portfolio band
InfluenceablePromise-kept rate58–68%Tracked; reviewed against the portfolio mix
ObservableNet recovery against targetPer the incentive ladderReported; reaches you only through the incentive
ObservableAverage handle time6–11 minObserved, never targeted
Average handle time is observed, never targeted. A collections floor that manages to a talk-time number will produce shorter calls, worse arrangements and more complaints. It is reported so that an outlier can be listened to, not so that it can be squeezed.
Audit

How calls are sampled

Every new collector is audited on 100% of calls for the first two weeks on live dialling, with the disclosure verified on every one. After two consecutive weeks at or above the call quality floor with no compliance finding, the sample steps down.

Steady state is a random sample per collector per week, plus a targeted sample on any collector with a finding in the preceding month, plus 100% of calls attached to a complaint. A collector under investigation returns to 100% until cleared.

Akontec re-audits a sample of the service provider's own audit each month and calibrates the two scores. Where they diverge materially, the provider's internal audit is treated as unreliable for that month and the Akontec score stands until calibration is restored.

A provider whose internal monitoring never finds a disclosure miss is not a provider with perfect disclosure; it is a provider whose monitoring is not working, and that is how it will be read at calibration.

Speed is negotiable. Recovery is negotiable. The disclosure is not.

Consequence

What happens when a breach is confirmed

  1. Same-day notification

    The provider compliance officer declares first and consults after. Akontec is notified in writing within 24 hours of discovery, confirmed or not.

  2. Collector suspended from dialling

    Pending investigation. Hours are not billable while suspended.

  3. Recording, script version and dialler configuration preserved

    Together with the certification record current on the date of the call.

  4. Root cause inside 48 hours

    Distinguishing a collector error from a configuration error. A configuration error is the more serious of the two, because it affects every call.

  5. Incentive suspended for the quarter

    Where the breach is confirmed as serious, regardless of recovery performance in that quarter.

  6. Re-certification before return

    The collector re-sits the full closed-book certification and role-play assessment before dialling again.

Next step

Two scores, and the compliance one has no tolerance band.

That is the only structure under which a creditor will place regulated collections work offshore. It is not a negotiating position.

Read the conduct rules See the onboarding plan